FSA Loan

FSA Direct Operating Loan

Operating loans for farmers who can't get commercial credit. Covers feed, seed, fertilizer, livestock, equipment, and other farm expenses.

What You Could Get

Up to $400,000

How to Apply

Where: Your local FSA office

Complexity: High — 13-page application + business plan + financial statements

Required Forms:

FSA-2001 (Direct Loan Application)
FSA-2037 (Farming Experience)
FSA-2038 (Business Plan)

Step-by-step application guide →

What to Bring to Your Appointment

Photo ID
3 years tax returns
Balance sheet
Cash flow projection
Proof of inability to get commercial credit

Deadline

Rolling — apply anytime

View program details at USDA →

Official fact sheet →

Pro Tip

FSA is the lender of last resort. If your bank turned you down, FSA may say yes. Beginning farmers have dedicated set-asides.

Priority Advantages

Beginning farmers get higher payment rates, dedicated set-asides, and fee waivers
Veterans receive priority scoring in applications
Socially disadvantaged farmers get priority scoring and dedicated set-asides

Find Out What You Qualify For

Answer a few questions about your farm and see every program you may be eligible for — with deadlines and step-by-step instructions.

Check If You Qualify Prepare for Your FSA Visit View All USDA Programs How to Apply: Step-by-Step

Source: https://www.fsa.usda.gov/resources/farm-loan-programs/farm-operating-loans

Program information sourced from USDA. Eligibility described here is general guidance only. Confirm details at your local FSA or NRCS office. FarmGrant is not affiliated with USDA.

FSA Direct Operating Loan

Find Out What You Qualify For

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