FSA Loan

FSA Farm Ownership Loan

Loans to buy farmland, build structures, or make improvements. For farmers who can't get a conventional mortgage on farmland.

What You Could Get

Up to $600,000 (direct) or $1.825M (guaranteed)

How to Apply

Where: Your local FSA office

Complexity: High — full financial package required

Required Forms:

FSA-2001 (Direct Loan Application)

Step-by-step application guide →

What to Bring to Your Appointment

Photo ID
3 years tax returns
Purchase agreement or land appraisal
Business plan
Balance sheet

Deadline

Rolling — apply anytime

View program details at USDA →

Official fact sheet →

Pro Tip

If you want to buy your first farm and can't get a traditional mortgage, this is your path. Beginning farmers get reserved funds each year.

Priority Advantages

Beginning farmers get higher payment rates, dedicated set-asides, and fee waivers
Veterans receive priority scoring in applications
Socially disadvantaged farmers get priority scoring and dedicated set-asides

Find Out What You Qualify For

Answer a few questions about your farm and see every program you may be eligible for — with deadlines and step-by-step instructions.

Check If You Qualify Prepare for Your FSA Visit View All USDA Programs How to Apply: Step-by-Step

Source: https://www.fsa.usda.gov/resources/farm-loan-programs/farm-ownership-loans

Program information sourced from USDA. Eligibility described here is general guidance only. Confirm details at your local FSA or NRCS office. FarmGrant is not affiliated with USDA.

FSA Farm Ownership Loan

Find Out What You Qualify For

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