FSA Direct Operating LoanLoan

FSA · Kentucky

Program Overview

Operating loans for farmers who can't get commercial credit. Covers feed, seed, fertilizer, livestock, equipment, and other farm expenses.

Program Details

Value Range Up to $400,000

Deadline Rolling — apply anytime

Where to Apply Your local FSA office

Complexity High — 13-page application + business plan + financial statements

Required Documents

Photo ID
3 years tax returns
Balance sheet
Cash flow projection
Proof of inability to get commercial credit

Forms

FSA-2001 (Direct Loan Application)
FSA-2037 (Farming Experience)
FSA-2038 (Business Plan)

Priority Advantages

The following groups may receive priority consideration for this program:

Beginning Farmer: higher payment rates, dedicated set-asides, fee waivers
Veteran: priority scoring in applications
Socially Disadvantaged: priority scoring, dedicated set-asides

Pro Tip: FSA is the lender of last resort. If your bank turned you down, FSA may say yes. Beginning farmers have dedicated set-asides.

Recent Awards in Kentucky

Kentucky State University
$4.7M · Extension Services At 1890 Colleges And Tuskegee University, West Virginia State College, And Central State University

City Of Fleming Neon
$4.2M · Water And Waste Disposal Systems For Rural Communities

Mudriver Watershed Conservancy District
$3.6M · Emergency Watershed Protection Program

University Of Kentucky
$2.8M · Payments To Agricultural Experiment Stations Under The Hatch Act

Your Local FSA Office

FSA Adair County Farm Service Agency
965 Campbellsville Rd, Columbia, KY 42728-2203
(270) 384-6431

Find more offices in Kentucky →

Frequently Asked Questions

Who may qualify for FSA in Kentucky?

Operating loans for farmers who can't get commercial credit. Covers feed, seed, fertilizer, livestock, equipment, and other farm expenses. Contact your local FSA office in Kentucky for specific eligibility requirements.

How much does FSA pay?

Value range: Up to $400,000. Actual amounts depend on your specific situation, crops, and acreage.

When is the FSA deadline?

Rolling — apply anytime. Contact your local FSA office for the most current dates.

How do I apply for FSA in Kentucky?

Apply at Your local FSA office. Required forms: FSA-2001 (Direct Loan Application), FSA-2037 (Farming Experience), FSA-2038 (Business Plan).

Related Programs in Kentucky

ARC-CO (Agriculture Risk Coverage — County)Subsidy

FSA · Annual election, typically March 15

PLC (Price Loss Coverage)Subsidy

FSA · Annual election, typically March 15

CRP (Conservation Reserve Program)Subsidy

FSA · General signup has periodic windows; Continuous CRP is always open for priority practices

NAP (Noninsured Crop Disaster Assistance)Subsidy

FSA · Application deadlines vary by crop, typically before planting

DMC (Dairy Margin Coverage)Subsidy

FSA · Annual enrollment, typically opens in fall for next year

Learn More at USDA →

Program information sourced from USDA. Eligibility described here is general guidance only. Confirm at your local FSA or NRCS office. FarmGrant is not affiliated with USDA.