FSA Farm Ownership LoanLoan

FSA · Kentucky

Program Overview

Loans to buy farmland, build structures, or make improvements. For farmers who can't get a conventional mortgage on farmland.

Program Details

Value Range Up to $600,000 (direct) or $1.825M (guaranteed)

Deadline Rolling — apply anytime

Where to Apply Your local FSA office

Complexity High — full financial package required

Required Documents

Photo ID
3 years tax returns
Purchase agreement or land appraisal
Business plan
Balance sheet

Forms

FSA-2001 (Direct Loan Application)

Priority Advantages

The following groups may receive priority consideration for this program:

Beginning Farmer: higher payment rates, dedicated set-asides, fee waivers
Veteran: priority scoring in applications
Socially Disadvantaged: priority scoring, dedicated set-asides

Pro Tip: If you want to buy your first farm and can't get a traditional mortgage, this is your path. Beginning farmers get reserved funds each year.

Recent Awards in Kentucky

Kentucky State University
$4.7M · Extension Services At 1890 Colleges And Tuskegee University, West Virginia State College, And Central State University

City Of Fleming Neon
$4.2M · Water And Waste Disposal Systems For Rural Communities

Mudriver Watershed Conservancy District
$3.6M · Emergency Watershed Protection Program

University Of Kentucky
$2.8M · Payments To Agricultural Experiment Stations Under The Hatch Act

Your Local FSA Office

FSA Adair County Farm Service Agency
965 Campbellsville Rd, Columbia, KY 42728-2203
(270) 384-6431

Find more offices in Kentucky →

Frequently Asked Questions

Who may qualify for FSA in Kentucky?

Loans to buy farmland, build structures, or make improvements. For farmers who can't get a conventional mortgage on farmland. Contact your local FSA office in Kentucky for specific eligibility requirements.

How much does FSA pay?

Value range: Up to $600,000 (direct) or $1.825M (guaranteed). Actual amounts depend on your specific situation, crops, and acreage.

When is the FSA deadline?

Rolling — apply anytime. Contact your local FSA office for the most current dates.

How do I apply for FSA in Kentucky?

Apply at Your local FSA office. Required forms: FSA-2001 (Direct Loan Application).

Related Programs in Kentucky

ARC-CO (Agriculture Risk Coverage — County)Subsidy

FSA · Annual election, typically March 15

PLC (Price Loss Coverage)Subsidy

FSA · Annual election, typically March 15

CRP (Conservation Reserve Program)Subsidy

FSA · General signup has periodic windows; Continuous CRP is always open for priority practices

NAP (Noninsured Crop Disaster Assistance)Subsidy

FSA · Application deadlines vary by crop, typically before planting

DMC (Dairy Margin Coverage)Subsidy

FSA · Annual enrollment, typically opens in fall for next year

Learn More at USDA →

Program information sourced from USDA. Eligibility described here is general guidance only. Confirm at your local FSA or NRCS office. FarmGrant is not affiliated with USDA.