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FSA Direct Operating LoanLoan

FSA · Vermont

Program Overview

Operating loans for farmers who can't get commercial credit. Covers feed, seed, fertilizer, livestock, equipment, and other farm expenses.

Program Details
Up to $400,000
Rolling — apply anytime
Your local FSA office
High — 13-page application + business plan + financial statements
Required Documents
  • Photo ID
  • 3 years tax returns
  • Balance sheet
  • Cash flow projection
  • Proof of inability to get commercial credit
Forms
  • FSA-2001 (Direct Loan Application)
  • FSA-2037 (Farming Experience)
  • FSA-2038 (Business Plan)
Priority Advantages

The following groups may receive priority consideration for this program:

Pro Tip: FSA is the lender of last resort. If your bank turned you down, FSA may say yes. Beginning farmers have dedicated set-asides.
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Your Local FSA Office
FSA Addison County Farm Service Agency
68 Catamount Park, Middlebury, VT 05753
(802) 388-6748
FSA Caledonia County Farm Service Agency
481 Summer St., Saint Johnsbury, VT 05819
(802) 748-2641
Find more offices in Vermont →
Frequently Asked Questions

Who may qualify for FSA in Vermont?

Operating loans for farmers who can't get commercial credit. Covers feed, seed, fertilizer, livestock, equipment, and other farm expenses. Contact your local FSA office in Vermont for specific eligibility requirements.

How much does FSA pay?

Value range: Up to $400,000. Actual amounts depend on your specific situation, crops, and acreage.

When is the FSA deadline?

Rolling — apply anytime. Contact your local FSA office for the most current dates.

How do I apply for FSA in Vermont?

Apply at Your local FSA office. Required forms: FSA-2001 (Direct Loan Application), FSA-2037 (Farming Experience), FSA-2038 (Business Plan).

Related Programs in Vermont
ARC-CO (Agriculture Risk Coverage — County)Subsidy
FSA · Annual election, typically March 15
PLC (Price Loss Coverage)Subsidy
FSA · Annual election, typically March 15
CRP (Conservation Reserve Program)Subsidy
FSA · General signup has periodic windows; Continuous CRP is always open for priority practices
NAP (Noninsured Crop Disaster Assistance)Subsidy
FSA · Application deadlines vary by crop, typically before planting
DMC (Dairy Margin Coverage)Subsidy
FSA · Annual enrollment, typically opens in fall for next year
Learn More at USDA →

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Program information sourced from USDA. Eligibility described here is general guidance only. Confirm at your local FSA or NRCS office. FarmGrant is not affiliated with USDA.