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FSA Farm Ownership LoanLoan

FSA · Iowa

Program Overview

Loans to buy farmland, build structures, or make improvements. For farmers who can't get a conventional mortgage on farmland.

Program Details

Up to $600,000 (direct) or $2,343,000 (guaranteed, FY2026)
Rolling — apply anytime
Your local FSA office
High — full financial package required
Required Documents
  • Photo ID
  • 3 years tax returns
  • Purchase agreement or land appraisal
  • Business plan
  • Balance sheet
Forms
  • FSA-2001 (Direct Loan Application)
Priority Advantages

The following groups may receive priority consideration for this program:

Pro Tip: If you want to buy your first farm and can't get a traditional mortgage, this is your path. Beginning farmers get reserved funds each year.

Recent Awards in Iowa

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$1.5M · Cooperative Forestry Assistance
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Iowa State University Of Science And Technology
$1.0M · Crop Protection And Pest Management Competitive Grants Program

Your Local FSA Office

FSA Adair County Farm Service Agency
705 Ne 6Th St, Greenfield, IA 50849-9549
(641) 343-7033
FSA Adams - Union County Farm Service Agency
2243 Loomis Ave, Corning, IA 50841-8008
(641) 322-4240
Find more offices in Iowa →

Frequently Asked Questions

Who may qualify for FSA in Iowa?

Loans to buy farmland, build structures, or make improvements. For farmers who can't get a conventional mortgage on farmland. Contact your local FSA office in Iowa for specific eligibility requirements.

How much does FSA pay?

Value range: Up to $600,000 (direct) or $2,343,000 (guaranteed, FY2026). Actual amounts depend on your specific situation, crops, and acreage.

When is the FSA deadline?

Rolling — apply anytime. Contact your local FSA office for the most current dates.

How do I apply for FSA in Iowa?

Apply at Your local FSA office. Required forms: FSA-2001 (Direct Loan Application).

Related Programs in Iowa

ARC-CO (Agriculture Risk Coverage — County)Subsidy
FSA · Annual election, window set by FSA each year
PLC (Price Loss Coverage)Subsidy
FSA · Annual election, window set by FSA each year
CRP (Conservation Reserve Program)Subsidy
FSA · General signup has periodic windows; Continuous CRP is always open for priority practices
NAP (Noninsured Crop Disaster Assistance)Subsidy
FSA · Application deadlines vary by crop, typically before planting
DMC (Dairy Margin Coverage)Subsidy
FSA · Annual enrollment, typically opens in fall for next year
Learn More at USDA →

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Program information sourced from USDA. Eligibility described here is general guidance only. Confirm at your local FSA or NRCS office. FarmGrant is not affiliated with USDA.